Expense Report- October 2019

Low Expense Diwali is my kind of Diwali! Happy Diwali and welcome to the times when we are actually updating our blog at least monthly. October was a good month financially and we brought our expenses way down. While our focus this month was to get our expenses lowered there have been a few expenses that we had been putting off for some time. We did spend a bit on those but we are still running...

Financial Independence in India: An update

We have been working on being good parents and capable workers all of last year or so and a lot of things have fallen by the sides. One of those is this blog and the other one is the discipline which allowed us to amass a decent sum in our balances. This does not mean we have saved nothing but we have been spending lie crazy and most months we couldn't tell you what actually happened. A few new...

Back with a new addition

We have been missing for the blog and mostly everywhere for a long time. Though pure laziness does explain some part of it there were bigger things in play. We were preparing to welcome a new member to our family and the blog was way down in our list of priorities. before I go into the updates part of the post let me introduce you to our daughter. Miss S came into our lives in June this year and...

Royally Frugal household still going strong- A much awaited update

  Financial independence for us is the amazing thing which allows you to go with the flow of life. We are far from calling ourselves remotely FI but in resent months I have loved the freedom of not fretting about money or other issues around it while we concentrate on maximizing our careers. Last few months have been far too busy on the work front for us to be able to look closely into our...

Expense Report May 2017- We met our goals

May marks the anniversary of the blog and I have to sadly admit we only shared a little of 20 posts in one year. As I have said ad nauseam, work has kept us pretty busy this past year and we aim to do much better. Our goal to get better covers our investment decisions, consistency, health and definitely our spending. We had stopped publishing expense reports because I thought who wants to know...

Expense Report July 2016

August is here and it has been the rainiest start to august I have ever had. If the locals are to be believed we should be expecting all monsoons to be exactly like this as long as we are in the expensive town. All said and done July was a month of great relief and revelations. It was also a month which saw us realizing we actually need far less than we thought. In July we decided to get through...

Expense Report June 2016

It’s another day left before we call and end to June( you would be reading it around 5th July anyways), but I am realty distracted and writing expense report for the month seems like a good thing to do. This month like the previous one was full of unexpected expenses and more than that a lot of mental stress due to illness in the family. For some reason, one or the other in our parents has been...

Expense Report-May 2016 : The month of bad news and sudden expenses

May was a weird month, it showed us we don’t need all the money we had reserved for our day to day expenses and what more it showed us that problems rarely come alone. This month was full of us worrying about our dear ones including a few hospital visits regular update over phones. Overall it was one of the better months where we found our rhythm and I believe we made huge progress in educating...