Expense Report- October 2019

Low Expense Diwali is my kind of Diwali! Happy Diwali and welcome to the times when we are actually updating our blog at least monthly. October was a good month financially and we brought our expenses way down. While our focus this month was to get our expenses lowered there have been a few expenses that we had been putting off for some time. We did spend a bit on those but we are still running...

Financial Independence in India: An update

We have been working on being good parents and capable workers all of last year or so and a lot of things have fallen by the sides. One of those is this blog and the other one is the discipline which allowed us to amass a decent sum in our balances. This does not mean we have saved nothing but we have been spending lie crazy and most months we couldn't tell you what actually happened. A few new...

Reality Check- We bought a lot of stuff

This was perhaps the best thing that could have happened to us- a reality check. This post had started completely different. We felt that we did really good last year especially with our clothing and heeling purchases. Guess what that didn’t happen. The Past When we started working I was very much interested in getting myself a shoe collection to rival Carrie and a decent set of clothes to go...

The Way November Went

November was almost near October in terms of spending but a lot better in terms of comfort. The memory foam mattress we spent on in October is finally rewarding us with great sleep. Overall it was one expensive month, with a lot of changes both in how we look at things and actual changes which will affect our lives in the long term. We spent around 27000/- this month apart from rent and mortgage....

Organic on a Budget in India- Slash the Grocery Bill

Organic food has started featuring more and more in our staples and other grocery options. Over past three months we have consciously tried to include most if not all organic food options in our dietary chain. There are two main questions which I had before we got on the organic bandwagon. Can you even taste the difference, is there a difference? How much will it increase my budget? The answer to...

We made mistakes, thankfully we know better now

We have learnt and most importantly unlearn a lot of financial truths over a very recent small period of time. A lot of financial mistakes were made; rectified and right course was sought. I have written about frugal life a bit but this post is focused on financial decision and not saving percentages. Let’s start with our financial mistakes: No research Both of us pride ourselves on our...