Becoming a Landlord- Lesson Learnt

August for all means and purposes was a good month and if September could take a cue from that it would be nice. You can read our monthly update here. In August we found a tenant and became landlords ourselves. Renting without an agent We are the kind of people who forgo services of agents and other service providers for renting. We do this for two reasons. Firstly, it saves us some money (quite...

August-Monthly Update: the month of better health

August was a month of some big changes and a lot of realizations. I am confident that the changes we made last month will have their ripple effects on coming months for sure. We also decided in August to stop publishing our monthly expense reports because they don't give a clear enough picture since most of the expenses are rolling. Instead we would like to talk more about the financial and other...

Saving Mentality is More Important Than How Much You Earn

If there is anything I have learnt about saving money then it is one thing- it is more about your brain than your pocket. What I mean is, if you have a saving mentality, chances are you will save more than someone with double the income and lack of saving mentality. Spendypants Mrs. S Over past decade we have seen our friends amass a lot of stuff. We have collected an impressive amount of things...

Freedom of Not Buying Stuff and taking back space

I have a friend who orders one thing or the other every week from one of the many online stores. To be true we buy online as well and not just that we have an affiliate id (we would appreciate you use it, if you do buy something) but I digress. This friend of mine likes new clothes and headphones so he ends up buying one or another every month! At month end suddenly there is no money left and he...

Frugal makes Life Easy- The C syndrome

I realized yesterday why being frugal makes your life easy. We work in relatively stress free job, where if we keep our ego and job pride aside we would have to worry about nothing. A good number of our co-workers follow this approach, but we are proud people who would rather work a bit more than be found lacking. As you can predict, this results in more stress than necessary and a few minutes...