Category: Frugal Mindset

Financial Independence Journey- 2019 down

Mrs.S January 18, 2020 7 Comments
Our household has been going though a lot of changes in last few months and honestly it feels like walls are closing in all the time and nothing is going the way we want it to. However, a lot of our problems are not major considering the issues faced by millions of households but for us they have been relentless and upsetting. With that said let me run you through a list just to unload some of...

The two powers of money aka how last year changed us and our approach to money

Mrs.S November 23, 2018 0 Comments
Money is powerful but not only because it can purchase the necessities. Today we are talking more another the subtle power related to money- the power of being able to say this much is enough. There is an immense comfort in knowing you can throw money at a problem, because you plan for emergencies as we do or you are simply rich. There is similarly a comfort that comes from knowing when the...

How to not bring work home

Mrs.S May 25, 2017 5 Comments
We work in a job that can get stressful and irritating not because of what is in your job description but due to the people we work with. There is indecision from higher ups, inexperience and incompetence at all levels and then there are people who expect you to hold their hands as they do their jobs. Before we go ahead let me say this, neither one of us is a saint and we are incompetent to take...

Financial Independence India : Update 2017

Mrs.S May 15, 2017 20 Comments
First salary of FY 2017-18 is in and invested. It sure isn’t very interesting when you do one transaction and all of your investments are done for the month. There is no real thrill of researching and reinventing as you go along once you narrow down on a strategy to Financial Independence. We started last year on shaky legs still learning to walk the financial planning bit of our lives. We were...

Reality Check- We bought a lot of stuff

Mrs.S March 25, 2017 0 Comments
This was perhaps the best thing that could have happened to us- a reality check. This post had started completely different. We felt that we did really good last year especially with our clothing and heeling purchases. Guess what that didn’t happen. The Past When we started working I was very much interested in getting myself a shoe collection to rival Carrie and a decent set of clothes to go...

Royally Frugal Life: What it means for us?

Mrs.S September 24, 2016 1 Comment
What exactly is a royally frugal life? If you have ever had this question, prepare to be answered today. When we were wondering what to call the blog this name stood out and called to us because it is exactly the kind of life we have and want. We are not Royals. Yes a lot of people in our country can actually boast of royal blood we are not one of them. We are not rich either, when both of us...

Saving Mentality is More Important Than How Much You Earn

Mrs.S August 30, 2016 10 Comments
If there is anything I have learnt about saving money then it is one thing- it is more about your brain than your pocket. What I mean is, if you have a saving mentality, chances are you will save more than someone with double the income and lack of saving mentality. Spendypants Mrs. S Over past decade we have seen our friends amass a lot of stuff. We have collected an impressive amount of things...

Frugal Mindset: Taking off the overload

Mrs.S July 18, 2016 1 Comment
I have always regarded peace of mind as a given in your life. I also take a few measures to ensure that my mind has time and spare energy to relax as well as devote itself to various pursuits of its own. This has allowed us to run a few blogs, freelance along with a full time job, actually unplug from work time to time and generally live a life we enjoy. Not owning a television is another one of...